Indonesia National ID Card Verification | KYC & AML Service Company | uqudo
Indonesia 

Trusted Digital Identity Solutions in Indonesia

MEA’s leading identity platform delivering secure, frictionless verification for Indonesia’s digital economy

Transform Identity Verification for Indonesia’s Growing Digital Economy  

Empowering indonesia’s Digital Identity Landscape  

Indonesia has developed a vibrant digital ecosystem with ambitious initiatives across banking, fintech, and telecommunications sectors. With growing regulatory requirements and rising fraud concerns, robust identity verification has become essential for businesses operating in Indonesia’s rapidly evolving digital economy.

Solving key challenges

  • Regulatory Compliance

    Meeting the requirements established by Bank Indonesia (BI) and Pusat Pelaporan dan Analisis Transaksi Keuangan (PPATK)

  • Document Authenticity

    Verifying the authenticity of Indonesian identity documents including e-KTP and passports with precision

  • Bahasa Indonesia Support

    Bahasa Indonesia Support - Supporting Indonesian language character recognition and document processing with high accuracy

  • Mobile-First Security

    Balancing security with frictionless user experiences for digital identity verification

uqudo’s Indonesia-Focused Solution  

uqudo delivers a comprehensive digital identity platform optimized for Indonesia’s unique needs, supporting local identity documents with advanced verification technologies that help businesses achieve regulatory compliance while creating seamless user experiences.

Verify Indonesian Identity Documents with Precision  

AI Document Scanning

The Indonesian National Identity Card (KTP), issued by the Department of Population and Civil Registration, is fully supported by uqudo’s advanced verification technology.

AI Document Scanning Read via NFC Verify via NFC

uqudo verifies Indonesian passports issued by the Directorate General of Immigration & Passports, extracting and validating all critical personal information.

AI Document Scanning

As a leading identity verification provider, uqudo supports comprehensive verification of driving licenses issued by the Indonesian National Police.

  • Kartu Tanda Penduduk (KTP)
  • Passport
  • Driving License

AI Document Scanning

  • Quality Detection
  • Advanced Tampering Detection
  • Superior OCR Capabilities
  • Hologram Validation

AI Document Scanning

  • Millisecond Processing
  • MRZ Validation
  • Comprehensive Tampering Detection
  • Hologram Authentication

NFC Reading

  • Secure Chip Reading
  • Enhanced Data Validation

AI Document Scanning

  • Precision Document Isolation
  • Quality Assessment
  • Tampering Detection
  • Hologram Validation
  • Enhanced Data Extraction

Experience Advanced Document Verification for Indonesian Identity Documents  

See how uqudo verifies Indonesian KTP cards, passports, and driving licenses with millisecond processing and multi-layered tampering detection.

Navigate Indonesia’s Evolving Compliance Requirements

  • Regulators
  • Data Protection
  • Data Residency
  • License
  • Data Subject Consent
  • AML / CFT

Regulatory Authority

  • Bank Indonesia (BI)
  • Financial Services Authority (OJK)
  •  Financial Transaction Reports and Analysis Center (PPATK)
  •  Ministry of Communication and Information Technology (Kominfo)

Key Legislation

  • Personal Data Protection Law (UU PDP) No. 27 of 2022

Regulatory Authority

Personal Data Protection Commission (coming soon)

Key Legislation

Government Regulation No. 71 of 2019 on Electronic Systems and Transactions; Ministry of Communication and Information Regulation No. 5 of 2020

Regulatory Authority

Ministry of Communication and Information Technology (Kominfo)

Key Legislation

Personal Data Protection Law (UU PDP) No. 27 of 2022, Articles 15-22

Regulatory Authority

Personal Data Protection Commission (coming soon)

Key Legislation

Personal Data Protection Law (UU PDP) No. 27 of 2022, Articles 20-26

Regulatory Authority

Personal Data Protection Commission (coming soon)

Key Legislation

  • Law No. 8 of 2010 on Prevention and Eradication of Money Laundering
  •  OJK Regulation No. 12/POJK.01/2017 on AML/CFT Programs
  • Bank Indonesia Regulation No. 19/10/PBI/2017 on AML/CFT

Regulatory Authority

  •  Financial Transaction Reports and Analysis Center (PPATK)
    Financial Services Authority (OJK)
  • Bank Indonesia (BI)

Accelerate growth across Bahrain's Key Sectors

OCR

Banking & Financial Services

Capitalize on Indonesia’s expanding banking sector with instant verification that converts more customers while preventing fraud across the financial landscape.

OCR

Fintech - Digital Wallets

Drive conversion in Indonesia’s booming e-wallet market with seamless verification that prevents synthetic identity fraud without sacrificing user experience.

OCR

Fintech - P2P Lending

Unlock Indonesia’s thriving P2P lending market with verification that builds trust between lenders and borrowers while strengthening compliance and preventing fraud.

OCR

Telecommunications

Connect subscribers instantly across Indonesia’s vast mobile network. Transform SIM registration from a compliance burden to a competitive advantage with fraud-resistant verification.

OCR

Online Marketplaces

Boost sales in Indonesia’s flourishing e-commerce ecosystem with verification that creates trusted trading environments. Convert more browsers to buyers through superior trust signals.

OCR

Insurance

Accelerate policy issuance in Indonesia’s growing insurance market with verification that streamlines customer onboarding while mitigating fraud risks.

OCR

Hospitality & Accommodation

Transform guest experiences across Indonesia’s vital tourism sector with verification that enhances security while eliminating check-in friction. Deliver seamless arrivals that meet compliance requirements.

OCR

Mobility & Transportation

Lead Indonesia’s innovative urban mobility market with verification that builds rider confidence. Turn safety into a competitive advantage with identity verification that reassures users.

Deploy Identity solutions that meet your specific requirements

Flexible Implementation to meet local requirements

  • Private Cloud Hosting
  • In-Country Hosting
  • On-Premise Deployment

Security and Compliance

  • Strong Encryption
  • Local Compliance
  • Security Audits

Deliver measurable value through Digital Identity

  • Regulatory Compliance

    • We work with our clients to help them achieve compliance with OJK and Bank Indonesia’s regulations on KYC (Know Your Customer) and AML (Anti-Money Laundering) , including Law No. 8 of 2010 on Prevention and Eradication of Money Laundering
    • Support for financial institutions navigating customer due diligence requirements under the Financial Transaction Reports and Analysis Center (PPATK) guidelines
    • Solutions that help telecom providers address subscriber verification requirements outlined by the Ministry of Communication and Information Technology (Kominfo)
  • Enhanced User Experience

    • Intuitive, frictionless verification in under 30 seconds
    • Mobile-first approach ideal for Indonesia’s smartphone-centric market
    • Multilingual support including Bahasa Indonesia interface options
  • Superior Fraud Prevention

    • Specialized tampering detection tuned for Indonesian documents
    • Multi-layered verification to identify sophisticated fraud attempts
    • Continuous monitoring capabilities to detect suspicious patterns
  • Operational Efficiency

    • Reduce onboarding time from days to minutes
    • Lower operational costs through automation
    • Minimize manual verification requirements with high automation rates

Discover How uqudo Helps Organizations Achieve Compliance in Indonesia

See how our solutions help businesses achieve compliance with OJK, Bank Indonesia, and Kominfo regulations while delivering seamless user experiences.

Build Trust Across
the Customer Lifecycle

OCR

Complete KYC Solutions

Deliver end-to-end identity verification optimized for Indonesian requirements with advanced document validation, biometric matching, and customizable workflows that balance security with user experience.

OCR

KYB (Know Your Business)

Automate Indonesian business verification with comprehensive company data, ownership structure mapping, and document validation that streamlines due diligence while enhancing risk assessment accuracy.

OCR

AML Screening solutions

Screen against global sanctions, identify politically exposed persons, and monitor adverse media with continuous screening that helps clients identify emerging risks across Indonesia’s business landscape.

OCR

Advanced Authentication

Secure user accounts with biometric login, transaction authorization, and multi-factor authentication that prevents fraud while delivering seamless experiences across digital touchpoints.

OCR

Transaction Monitoring

Detect suspicious patterns with real-time analysis, configurable rules, and AI-assisted insights that streamline alert investigation and strengthen fraud prevention capabilities.

OCR

Professional Services

Deploy identity expertise through solution design, integration support, and ongoing optimization delivered by specialists who understand Indonesia’s unique verification challenges and regulatory landscape.

Level-up your verification
game with a winning
solution

Learn more

Leverage Purpose-Built Technology for Indonesia's Unique Requirements

OCR

Bahasa Indonesia Language Optimization

Leverage specialized OCR built for Bahasa Indonesia language documents with advanced capabilities and support for the fonts and formats used across Indonesian identity documents.

OCR

Advanced Biometrics

Prevent identity fraud with face detection and recognition technology optimized for Indonesia’s diverse population, multi-layered spoofing protection, and passive liveness detection that delivers security without compromising user experience.

OCR

Seamless Integration

Deploy verification through lightweight SDKs, flexible APIs, and no-code solutions that enable rapid integration with existing systems and accelerate time-to-market for identity features.

OCR

AI-Powered Security

Detect sophisticated fraud with five-pillar tampering detection, event analytics, source validation, and NFC verification that provides unparalleled protection against document manipulation.

Frequently Asked Questions

What Indonesian identity documents does uqudo support?

 uqudo supports comprehensive verification of Indonesian National ID cards (KTP), passports with NFC reading, and driving licenses with AI document scanning technology.

Does uqudo support Bahasa Indonesia language recognition for Indonesian documents?

 Yes, uqudo’s OCR technology is specifically optimized for the Bahasa Indonesia language with high accuracy, supporting the fonts and layouts found in official Indonesian identity documents.

Can uqudo read NFC chips in Indonesian passports?

 Yes, uqudo can extract data from NFC chips embedded in Indonesian passports, providing additional verification data through secure chip reading.

What deployment options are available for Indonesian businesses?

 uqudo offers flexible deployment including SaaS cloud solutions, in-country hosting options to address data residency requirements, and on-premise deployment for specific security needs.

How does uqudo support data residency requirements in Indonesia?

 uqudo can provide in-country hosting options upon request to help clients address data residency requirements under Indonesia’s electronic systems regulations including Government Regulation No. 71 of 2019.

What integration options does uqudo offer for Indonesian businesses?

 uqudo provides multiple integration paths including lightweight mobile SDKs (8MB), web SDKs, comprehensive APIs, and no-code solutions to suit different technical requirements.

How does uqudo help with Indonesia's data protection requirements?

 uqudo’s flexible solution helps clients navigate Indonesia’s regulatory landscape including the Personal Data Protection Law (UU PDP) No. 27 of 2022, providing features that support compliance with data subject consent requirements and data processor obligations.

Can uqudo help with OJK and Bank Indonesia's KYC/AML requirements?

 Yes, uqudo works with financial institutions to help them achieve compliance with OJK and Bank Indonesia’s regulations on KYC/AML compliance, including Law No. 8 of 2010 on Prevention and Eradication of Money Laundering and OJK Regulation No. 12/POJK.01/2017.

How does uqudo address telecom subscriber verification requirements?

 uqudo provides solutions that help telecom providers address subscriber verification requirements outlined by the Ministry of Communication and Information Technology (Kominfo), supporting SIM registration compliance.

What are the main identity fraud challenges in Indonesia?

 Common challenges include document tampering, synthetic identity fraud, and account takeover attempts. Indonesia’s rapid digital transformation has created opportunities but also new fraud vectors that require advanced detection capabilities.

How does uqudo address document tampering specific to Indonesian IDs?

 uqudo’s five-pillar tampering detection system is tuned for Indonesian documents, including source detection, ID photo integrity checks, consistency verification, NFC validation (for passports), and event analytics to identify both physical and digital tampering.

What are the best practices for identity verification in Indonesia's financial sector?

 Best practices include implementing multi-layered verification (document + biometric verification), continuous monitoring, and Bahasa Indonesia-optimized OCR for accurate data extraction while maintaining a frictionless user experience that supports OJK guidelines.

Start your Digital Identity journey today

Schedule a Consultation for Indonesia Implementation

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Easily integrate with your tech stack.

Use our simple and secure Web SDK, Mobile SDK, or RESTful API to seamlessly integrate identity capabilities into your operations.

See documentation

An award-winning team

uqudo is proud to be recognised by some of the world’s most distinguished organisations.

  • fintech abu dhabi logo
  • DIFC logo
  • Arab innovation logo
  • EU vs virus logo
  • visa ready logo
  • valuetrack logo
  • hope hackathon logo

Here’s what people say about us

  • uqudo, with its user-friendly interface, efficient processes, and responsive team, aligns seamlessly with our dedication to delivering fast, easy, and cost-effective customer authentication experiences. This collaboration fortifies our focus on putting our users first and upholding the highest standards of privacy and security.

  • Partnering with uqudo will enable Huawei Cloud to offer customers cutting-edge identity verification, contributing to the goal of building a more secure and inclusive digital world.

  • We are thrilled to partner with uqudo to leverage their innovative and secure identity technology into our customer’s onboarding process. By prioritising security and user-friendliness, we aim to make the benefits and opportunities provided by cryptocurrencies more accessible to individuals in the region.

  • Oman Data Park is committed to providing our customers with the latest and most advanced technology solutions. Our partnership with uqudo will help us to further enhance our services and deliver fraud-proof digital identity solutions to our customers in Oman.

  • After our research, we found uqudo to be by far the best AML provider and we are confident that they will help us push our business forward as we grow.

  • What made us choose Uqudo as our digital identity partner is their clear and fast integration process and the constant availability and efficiency of their support team. The client ID verification and video selfie is user-friendly and convenient making our onboarding process quasi-instant.