Transaction Authorisation
Authorise payments
using biometric sign-ins
and selfies
Validate transactions with biometrics to prevent unauthorised payments and identity theft.
See it in action:
Why choose us?
Eliminate unauthorised transactions
Validate transactions to ensure that your users are protected.
Improve compliance and security
Read and scan documents containing personal information with data security.
Enhance user experience
Let your customers upload documents in record time, enhancing UX.
Save time and reduce costs
Save time and money by reducing manual processing and admin work.
How it works?
Step 1
The user initiates a transaction via the platform.
Step 2
Once a payment request is made, the server sends an authentication request.
Step 3
User authenticates with the biometric identity provided during sign-up.
Step 4
The server checks if the biometric is a match and then acknowledges the transaction.
More on transaction authorisation?
Widespread payment fraud has made it necessary for financial services to implement a strict mode of authentication. Along with numerous biometric authentication methods for a user to access their payment accounts, financial institutions now require customers to authenticate themselves while initiating transactions. This helps firms establish the identity of those initiating payments and reduce the risk of fraudulent transactions.
A few methods of transaction authentication are:
- OTPs (One-Time Passwords): These refer to codes sent to a user via text, email or phone calls.
- Biometrics: Transactions can be authenticated using the user’s fingerprint, facial or retinal recognition.
- Authentication apps: This includes authenticating transactions with unique security codes that regularly changes.
Transaction monitoring helps companies keep track of transactions, and easily access information in case of fraudulent fund transfers. This in turn protects firms from becoming platforms for money laundering and terrorist financing activities. Even though transaction authentication is not mandated by regulatory bodies, verifying payments protects a firm’s overall reputation while building customer confidence.
Secure, frictionless, & fully compliant digital onboarding. Integrated seamlessly within your app.
Latest Authentication updates
Why is authentication important for your company?
Chandrika Mahapatra
KYC Content Specialist uqudo
How facial recognition is changing digital identity?
Chandrika Mahapatra
KYC Content Specialist uqudo
8 ways OCR enhances digital identity
Chandrika Mahapatra
KYC Content Specialist uqudo
Our clients
Easily integrate 
with your tech stack.
with your tech stack.Use our simple and secure Web SDK, Mobile SDK, or RESTful API to seamlessly integrate identity capabilities into your operations.
See documentationAn award-winning team
uqudo is proud to be recognised by some of the world’s most distinguished organisations.
We price based on successful onboarding.
Say goodbye to request-based fees, repeat charges, and spiralling customer acquisition costs.
FAQ
What is Biometric Authentication?
Every individual is unique and through the use of biometrics, we can use aspects of uniqueness to authenticate a person’s identity. Everything from the face, fingerprint, palm, and voice can be used to verify a person is who they say they are. Given most ID documents are photo IDs, the face is the most common and popular way to authenticate with biometrics.
How can biometric authentication help my company?
Biometric authentication provides the opportunity for passwordless logins for your users. Logging in with the face is both faster and more secure. Strong authentication refers to the set of specifications laid out by FIDO. These specifications mean authentication is intrinsically stringent enough to ensure the security of the system it protects.
Is facial recognition safe?
Biometric face authentication uses unique facial patterns to identify people, making it highly efficient. Since our platform doesn’t store data, all biometric information is encrypted and secure.
What all biometric authentication methods can be used?
uqudo lets your customers use the following biometrics for authentication:
- Face
- Fingerprint
- Voice
- Iris
- Palm
How does 2FA work?
Our two-factor authentication (2FA) uses facial biometrics as the second factor to provide a non-invasive second layer of authentication, to keep your customer data secure.
Which documents do you support?
uqudo’s AI Document Scanning can read and extract identity data from 98% of commonly used identity documents in EMEA. Check out our Coverage & Capabilities for a full breakdown of supported documents filtered by geography.
Which documents can you verify?
We are able to read all passports with an NFC chip and verify passports in 86 countries. In addition to this, we are able to verify identity cards in a total of 11 countries currently. For a full list of the documents that we are able to verify visit our Coverage & Capabilities page.