Ultimate Beneficial Owner (UBO) Verification | Uqudo
  • Mastercard logo
  • Oman Data Park
  • PwC
  • Rain
  • Huawei

Key Capabilities

Integrated UBO Verification

Our solution connects business and individual verification seamlessly:

Unified Verification
  • Automatic UBO DetectionIdentification of Ultimate Beneficial Owners from company ownership data
  • Verification InitiationSeamless transition from business to individual verification
  • Multiple Verification OptionsFull KYC processes or fast screening based on risk requirements
  • Ownership Context PreservationMaintain relationship information throughout the verification process
  • Complete Audit TrailUnified documentation of business and UBO verification

Fast Individual Screening

Our streamlined approach for rapid risk assessment:

Risk Intelligence
  • Automated Check ProcessPerform immediate screening without user interaction
  • Comprehensive Database CoverageScreen against sanctions, PEPs, and adverse media
  • Risk-Based ApproachApply appropriate verification depth based on business context
  • Instant ResultsReceive immediate feedback on potential concerns
  • Integrated ReportingInclude screening results within the broader KYB (Know Your Business) response

Individual Onboarding with Full KYC

Our enhanced verification option for higher assurance:

Advanced Verification
  • Secure Invitation ProcessSend UBOs personalized links to complete verification
  • No-Code Hosted SolutionBranded verification experience without development requirements
  • Document VerificationID document capture and authentication with AI-powered validation
  • Biometric VerificationFacial recognition and liveness detection for identity assurance
  • Enhanced Due DiligenceAdditional checks based on risk profile and requirements

Screening and Onboarding Orchestration

Our platform intelligently manages the entire process:

End-to-End
  • Flexible Workflow ConfigurationCustomize verification steps and requirements
  • Sequential or Parallel ProcessingVerify multiple UBOs simultaneously or in sequence
  • Status TrackingMonitor verification progress across all individuals
  • Consolidated ResultsUnified reporting of business and individual verification outcomes
  • Configurable Approval RulesSet automated or manual approval processes based on results

Implementation Approaches

UBO Verification Process

Four streamlined steps for comprehensive verification:

Request KYB with Ownership Data:

  • Initiate business verification including ownership information
  • Specify verification requirements for identified UBOs
  • Set risk-based verification parameters

UBO Data Collection:

  • Automatically extract UBO information from ownership data
  • Identify direct and indirect beneficial owners
  • Determine verification requirements based on ownership percentage and risk detection

Verification Execution:

  • Conduct automated sanctions screening for all UBOs
  • Send verification invitations for KYC requirements
  • Process document and biometric verification for responding UBOs

Consolidated Results:

  • Receive unified results including business and UBO verification
  • Access detailed verification outcomes for each individual
  • Review comprehensive compliance documentation

Hosted Application Experience

Our no-code solution offers a seamless UBO experience:

Open the Link

 UBO receives secure, personalized verification invitation

Check Required Documents

 Clear guidance on necessary verification materials

Complete Verification

 Intuitive process for document submission and biometric verification

Confirmation

Instant feedback on successful completion

Key Benefits

Compliance Excellence

  • Meet regulatory requirements for UBO verification
  • Document verification processes for audit purposes
  • Apply appropriate scrutiny based on risk profiles
  • Maintain comprehensive compliance records

Operational Efficiency

  • Reduce manual intervention in the UBO verification process
  • Minimize back-and-forth communication with business representatives
  • Streamline the collection of UBO information and documents
  • Accelerate overall business onboarding timelines

Enhanced Risk Management

  • Identify high-risk individuals before establishing business relationships
  • Apply consistent verification standards across all beneficial owners
  • Detect potential shell companies or suspicious ownership structures
  • Maintain ongoing monitoring of UBO risk status

Superior User Experience

  • Simple, intuitive verification process for UBOs
  • Branded interfaces that build trust and confidence
  • Multiple device support (mobile and desktop)
  • Clear guidance throughout the verification journey

Customization Options

  • Verification Depth
  • Branding and Communication

Tailor the process to your risk requirements:

Basic Screening

Automated sanctions and watchlist checking without UBO interaction

Standard Verification

Document verification and basic biometric matching

Enhanced Verification

Advanced document validation, liveness detection, and comprehensive screening

Premium Verification

NFC document validation, enhanced due diligence, and ongoing monitoring

Create a seamless extension of your business:

  • Custom Branding Your logo, colors, and styling throughout the verification experience
  • Tailored Messaging Personalized communication to UBOs explaining the process
  • Language Options Multi-language support for global operations
  • Communication Channels Email, SMS, or in-app notifications based on preference
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Advantage

Our UBO verification capabilities deliver distinctive benefits:

Seamless Business Integration

Perfect alignment with the broader KYB process

MEA-Optimized Verification

Technology designed for regional documents and demographics

Flexible Implementation

API, SDK (Software Development Kit), and hosted options for various technical requirements

Regulatory Expertise

Deep understanding of UBO verification requirements globally

Complete your business verification process with comprehensive UBO verification from uqudo. To discuss implementation options tailored to your organization's needs.