Zambia Trusted Digital Identity Solutions in Zambia
MEA’s leading identity platform delivering secure, frictionless verification for Zambia’s growing digital economy
Transform Identity Verification for Zambia’s Evolving Digital Economy
Empowering Zambia’s Digital Identity Landscape
Zambia is making significant strides in its digital transformation journey through the Smart Zambia initiative and National Financial Inclusion Strategy. As financial inclusion expands and digital services grow across mobile money, banking, and e-government, robust ID verification has become essential for businesses operating in Zambia’s developing digital ecosystem.
Solving key challenges
-
Regulatory Compliance
Meeting the requirements established by Bank of Zambia (BOZ) and Financial Intelligence Centre (FIC)
-
Document Authenticity
Verifying the authenticity of Zambian identity documents including national registration cards and passports with precision
-
English Language Support
Supporting English character recognition and document processing with high accuracy
-
Mobile-First Security
Balancing security with frictionless user experiences for digital identity verification
uqudo’s Zambia-Focused Solution
uqudo delivers a comprehensive digital identity platform optimized for Zambia’s unique needs, supporting local identity documents with advanced verification technologies that help businesses achieve regulatory compliance while creating seamless user experiences.
Verify Zambian Identity Documents with Precision
The Zambian National Identity Card, issued by the Department of National Registration, Passport and Citizenship (DNRPC), is fully supported by uqudo’s advanced verification technology.
uqudo verifies Zambian passports issued by the Department of National Registration, Passport and Citizenship (DNRPC), extracting and validating all critical personal information with advanced verification technology.
As a leading identity verification provider, uqudo supports comprehensive verification of driving licenses issued by the Road Transport & Safety Agency (RTSA) in Zambia.
- National Identity Card
- Passport
- Driving License
AI Document Scanning
-
Quality Detection
-
Advanced Tampering Detection
-
Superior OCR Capabilities
-
Hologram Validation
AI Document Scanning
-
Millisecond Processing
-
MRZ Validation
-
Comprehensive Tampering Detection
-
Hologram Authentication
AI Document Scanning
-
Precision Document Isolation
-
Quality Assessment
-
Tampering Detection
-
Hologram Validation
-
Enhanced Data Extraction
Experience Advanced Document Verification for Zambian Identity Documents
See how uqudo verifies Zambian ID cards, passports, and driving licenses with millisecond processing and multi-layered tampering detection.
Navigate Zambia’s Evolving Compliance Requirements
- Regulators
- Data Protection
- Data Residency
- Data Subject Consent
- AML / CFT
Regulatory Authority
• Bank of Zambia (BoZ)
• Zambia Information and Communications Technology Authority (ZICTA)
• Financial Intelligence Centre (FIC)
• Data Protection Commissioner (upcoming)
Key Legislation
• Data Protection Act, 2021
Regulatory Authority
• Data Protection Commissioner (to be established)
Key Legislation
• Electronic Communications and Transactions Act, 2021
• National Payment Systems Directives
Regulatory Authority
• Zambia Information and Communications Technology Authority (ZICTA)
• Bank of Zambia (BoZ)
Key Legislation
• Data Protection Act, 2021
Regulatory Authority
• Data Protection Commissioner (to be established)
Key Legislation
• Financial Intelligence Centre Act, 2010 (as amended)
• Anti-Money Laundering and Countering Financing of Terrorism Directives
• Bank of Zambia KYC/CDD Guidelines
Regulatory Authority
• Financial Intelligence Centre (FIC)
• Bank of Zambia (BoZ)
Accelerate Growth Across Zambia's Key Sectors
Banking & Financial Services
Capitalize on Zambia’s evolving banking sector with instant verification that converts more customers while preventing fraud across the financial landscape, aligning with Bank of Zambia requirements.
Fintech - Mobile Money
Drive conversion in Zambia’s growing mobile money sector with seamless verification that prevents synthetic identity fraud without sacrificing user experience, supporting the country’s financial inclusion goals.
Fintech - Digital Lending
Unlock Zambia’s emerging digital lending market with verification that builds trust between lenders and borrowers while strengthening compliance and preventing fraud.
Microfinance
Enhance identity verification across Zambia’s vital microfinance sector with solutions that strengthen security while streamlining access to financial services for underserved populations.
Telecommunications
Connect subscribers instantly across Zambia’s expanding mobile network. Transform SIM registration from a compliance burden to a competitive advantage with fraud-resistant verification that meets ZICTA standards.
E-commerce & Online Marketplaces
Boost sales in Zambia’s developing e-commerce ecosystem with verification that creates trusted trading environments. Convert more browsers to buyers through superior trust signals.
Government Services
Support Zambia’s developing e-government initiatives with verification solutions that enhance citizen access to essential services while maintaining the highest security standards.
Mining and Resources
Streamline employee verification and contractor management in Zambia’s critical mining sector with efficient identity solutions that enhance security and operational efficiency.
Deploy Identity solutions that meet your specific requirements
Flexible Implementation to meet local requirements
-
Private Cloud Hosting
-
In-Country Hosting
-
On-Premise Deployment
Security and Compliance
-
Strong Encryption
-
Local Compliance
-
Security Audits
-
Regulatory Compliance
- We work with our clients to help them achieve compliance with Bank of Zambia regulations on KYC/AML, including the Financial Intelligence Centre Act and related directives
- Support for financial institutions navigating customer due diligence requirements under the Financial Intelligence Centre guidelines
- Solutions that help telecom providers address subscriber verification requirements outlined by the Zambia Information and Communications Technology Authority
- Assistance with data protection compliance under the Data Protection Act, 2021
-
Enhanced User Experience
- Intuitive, frictionless verification in under 30 seconds
- Mobile-first approach ideal for Zambia’s smartphone-centric market
- User-friendly interface options with support for local requirements
- Offline-capable verification to address intermittent connectivity challenges
-
Superior Fraud Prevention
- Specialized tampering detection tuned for Zambian documents
- Multi-layered verification to identify sophisticated fraud attempts
- Continuous monitoring capabilities to detect suspicious patterns
- Advanced document security feature validation
-
Operational Efficiency
- Reduce onboarding time from days to minutes
- Lower operational costs through automation
- Minimize manual verification requirements with high automation rates
- Streamline compliance processes across multiple regulatory frameworks
Discover How uqudo Helps Organizations Achieve Compliance in Zambia
See how our solutions help businesses achieve compliance with Bank of Zambia and ZICTA regulations while delivering seamless user experiences.
Build Trust Across
the Customer Lifecycle
Complete KYC Solutions
Deliver end-to-end KYC verification optimized for Zambian requirements with advanced document validation, biometric matching, and customizable workflows that balance security with user experience.
KYB (Know Your Business)
Automate Zambian business verification with digital KYB services using comprehensive company data, ownership structure mapping, and document validation that streamlines due diligence while enhancing risk assessment accuracy.
AML Screening solutions
Screen against global sanctions, identify politically exposed persons, and monitor adverse media with continuous screening that helps clients identify emerging risks across Zambia’s business landscape.
Advanced Authentication
Secure user accounts with biometric login, transaction authorization, and multi-factor authentication that prevents fraud while delivering seamless experiences across digital touchpoints.
Transaction Monitoring
Detect suspicious patterns with real-time analysis, configurable rules, and AI-assisted insights that streamline alert investigation and strengthen fraud prevention capabilities.
Professional Services
Deploy identity expertise through solution design, integration support, and ongoing optimization delivered by specialists who understand Zambia’s unique verification challenges and regulatory landscape.
Leverage Purpose-Built Technology for Zambia's Unique Requirements
Advanced Biometrics
Prevent identity fraud with facial recognition technology optimized for diverse populations, multi-layered spoofing protection, and passive liveness detection that delivers security without compromising user experience.
Seamless Integration
Deploy verification through lightweight SDKs (8MB), flexible APIs, and no-code solutions that enable rapid integration with existing systems and accelerate time-to-market for identity features.
AI-Powered Security
Detect sophisticated fraud with five-pillar tampering detection, event analytics, source validation, and advanced verification that provides unparalleled protection against document manipulation.
Offline Capabilities
Maintain verification functionality even with intermittent connectivity, addressing the infrastructure challenges in rural regions of Zambia.
Frequently Asked Questions
What Zambian identity documents does uqudo support?
uqudo supports comprehensive verification of Zambian National ID cards, passports, and driving licenses with AI document scanning technology.
How does uqudo ensure the authenticity of Zambian identity documents?
uqudo employs advanced AI document scanning with hologram validation, MRZ code verification for passports, and our five-pillar tampering detection system to ensure document authenticity.
Does uqudo support verification of both old and new Zambian identity documents?
Yes, uqudo’s technology is designed to verify both older and newer versions of Zambian identity documents, ensuring comprehensive coverage regardless of when the document was issued.
What deployment options are available for Zambian businesses?
uqudo offers flexible deployment including SaaS cloud solutions, in-country hosting options to address data residency requirements, and on-premise deployment for specific security needs.
How does uqudo support data residency requirements in Zambia?
uqudo provides in-country hosting that meets data residency requirements in Zambia, helping clients comply with the Electronic Communications and Transactions Act and Bank of Zambia directives on financial data.
What integration options does uqudo offer for Zambian businesses?
uqudo provides multiple integration paths including lightweight mobile SDKs (8MB), web SDKs, comprehensive APIs, and no-code solutions to suit different technical requirements.
How does uqudo help with Zambia's data protection requirements?
uqudo’s flexible solution helps clients navigate Zambia’s regulatory landscape including the Data Protection Act, 2021, providing features that support compliance with data subject consent requirements and privacy best practices.
Can uqudo help with Bank of Zambia's KYC/AML requirements?
Yes, uqudo works with financial institutions to help them achieve compliance with Bank of Zambia regulations on KYC/AML, including the Financial Intelligence Centre Act, 2010 (as amended) and related guidelines.
How does uqudo address telecom subscriber verification requirements?
uqudo provides solutions that help telecom providers address subscriber verification requirements outlined by the Zambia Information and Communications Technology Authority (ZICTA), supporting SIM registration compliance.
What are the main identity fraud challenges in Zambia?
Common challenges include document tampering, synthetic identity fraud, and account takeover attempts. Zambia’s growing digital economy has created opportunities but also new fraud vectors that require advanced detection capabilities.
How does uqudo address document tampering specific to Zambian IDs?
uqudo’s five-pillar tampering detection system is tuned for Zambian documents, including source detection, ID photo integrity checks, consistency verification, and event analytics to identify both physical and digital tampering.
What are the best practices for identity verification in Zambia's financial sector?
Best practices include implementing multi-layered verification (document + biometrics), continuous monitoring, and comprehensive OCR for accurate data extraction while maintaining a frictionless user experience that supports Bank of Zambia guidelines.
Manual to Automated: Understanding the Changing Landscape of KYB
Tom Green
COO uqudo
AML Compliance: Navigating the Challenges of Cryptocurrency and Digital Payments
Tom Green
COO uqudo
Unveiling the Role of AI Document Scanning in Ensuring Fraud Protection
Tom Green
COO uqudo
Our clients
Easily integrate 
with your tech stack.
with your tech stack.Use our simple and secure Web SDK, Mobile SDK, or RESTful API to seamlessly integrate identity capabilities into your operations.
See documentationAn award-winning team
uqudo is proud to be recognised by some of the world’s most distinguished organisations.
